VeloLife is
now Laka

VeloLife has joined Laka, the UK's award-winning bike insurer, voted Best Cycle Insurance Provider eight years running.

With Laka, you pay monthly based on what our community actually claims, so the fewer claims there are, the less you pay. Your monthly cost is always capped at a guaranteed maximum.
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5 REASONS WHY YOU WANT TO INSURE YOUR BIKE WITH LAKA

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  • 1
    Flexible cover with no annual subscription.
  • 2
    Pay nothing upfront - all claims are split fairly at the end of each month.
  • 3
    No depreciation & £0 excess on your bike.
  • 4
    Your claims are handled in-house by cycling experts who know how your bike works.
  • 5
    Awarded 'Best Cycle Insurance Provider' 8 years in a row.
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CHOOSE YOUR COVER

COMPLETE
CORE
Theft
At home and on the go - including mugging or from a vehicle. Your bike, gear & accessories replaced with the latest model.
Crash & Accidental Damage
You’re covered for any accidental damage to your bike and accessories. And if someone intentionally breaks your gear, we'll get it fixed or replaced pronto.
Emergency Travel
We include £200 'get you home cash' to make life easier after an accident or theft. Might be a temporary rental bike, taxi, or train.
Licensed Racing
For races which require a valid racing licence. Typically road, criterium, circuit, & cyclocross racing.
Worldwide Travel
Global cover for up to 120 consecutive days. If you’re planning to travel for longer, let us know and we’ll look at your options.
ALWAYS INCLUDED
Sportives & Events
Includes sportives, club rides and similar events. It also includes racing that doesn’t require a racing licence, such as triathlon, gravel and time trialling. So events like RideLondon, the Dirty Reiver or your local Audax are all covered.
£0 Excess
No excess to pay on bike claims. Excess is the amount it ‘costs’ to make a claim, insurers normally deduct this from any payouts.
Bike Rental
To keep you cycling - whatever happens. You’ll get up to £200 towards the rental of a bike whilst you’re awaiting the fulfilment of a claim.
Multi-Bike Discount
Get a 50% discount on any extra bikes that are in the same household and used by family members.
Legal Assistance
Cover for legal costs for pursuing a personal injury case after an accident that wasn’t your fault when cycling. Be it a driver or pothole.
Third Party Cycling Liabilty Insurance
Comprehensive cover for personal liability when you're out cycling. Protect yourself in case you cause an accident, resulting in expenses, harm or damages.
Cycling Discounts
Sweet discounts on cycling gear and goodies. From locks and lights to navigation and nutrition. Grab the promo codes from your account area.
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ADDITIONAL PRODUCTS:
Health and Recovery
Comprehensive cover for personal liability when you're out cycling. Protect yourself in case you cause an accident, resulting in expenses, harm or damages.

CHOOSE YOUR COVER

COMPLETE
CORE
Theft
Crash & Accidental damage
Roadside recovery
Licensed Racing
Worldwide travel
ALWAYS INCLUDED
Sportives & Events
£0 Excess
Bike rental
Multi-bike discount
Legal assistance
Third Party Cycling Liability Insurance
Cycling Discounts
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ADDITIONAL PRODUCTS
Health and Recovery

The collective

Laka’s the new, smart way to insure your bike.

Forget everything you know about insurance. Discover our Collective cover. The Collective is a group of enthusiastic cyclists, connected by a common interest, their bikes. Just like other insurers, we do the necessary checks to prevent fraudulent claims and it is also in the interest of everyone within the collective to handle your bicycle as well as possible.

Laka's collective coverage means that the costs of the claims in The Collective are distributed monthly among all cyclists.

More about The Collective

WHAT IT MEANS
TO BE BACKED BY LAKA

Fair, not fixed

We won't charge you a fixed sum. Instead we calculate your monthly contributions - up to a max capped amount - based on The Collective's claims.

Top notch claims experience

When stuff does hit the fan, we’ve got you. Claims are handled by experts with no depreciation or excess on bike claims.

Never tied down

We're over 12 month contracts. Meaning if you want to upgrade, add travel / racing, or pause, you can.

VOTED THE BEST. BY YOU.

Laka's top-notch claims service is an experience so good, you'll actually want to claim.
Voted 'Best Cycle Insurance Provider' for 8 years running.
But don't take it from us. Here's what The Collective have to say.
for 8 years running

" Just made my first claim and have been amazed at the support and service received. Want to call out Matt the bike guru who supported my claim, he resolved a stressful situation. Insurance isn't just about the fee you pay, it's the about the service you receive."

Ryan

"Highly recommend - has been a very competitive monthly cost, and excellent service when I needed to claim. Laka sent out mechanics to collect and check my bike and I was able to get my custom-fit race bike replaced within a week!"
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Feodora

"Basically the hype is real, which in today's world of cost cutting, pretend-optimised, overly complicated engagements with customer service is great. It just works, in exactly the same way many other companies don't when dealing with them."

Valentin

"I don’t really do recommendations but I have to praise Laka. I recently had an accident on my bike and contacted Laka. This was genuinely the most painless experience ever. If your bike is your pride and joy you must use Laka."

James

"Amazing customer service, quick, responsive and spot on. I couldn't believe my whole claim was sorted in 2 days with plenty of flexibility. Insurance solutions from cyclist to cyclist is definitely for real, I strongly recommend Laka!"
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Sandro

"Laka are literal bike-savers! My brand new Pinarello was stolen. Losing your bike is always a risk. When it happens it’s an awful feeling but getting a replacement of your choice couldn’t have been more easy with Laka and helped get back on the road."

Jonny
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